:root{--navy:#1f2d45;--navy2:#2b3d5c;--gold:#b7862b;--gold2:#e9c46a;--cream:#f7f3ea;--ink:#141414;--line:#d8d2c4}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Atkinson Hyperlegible",Verdana,Arial,sans-serif;font-size:21px;line-height:1.7;color:var(--ink);background:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1.5px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:10px;z-index:99}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
h1,h2,h3{line-height:1.25;margin:1.3em 0 .5em;font-weight:700}
h1:first-child,h2:first-child,h3:first-child{margin-top:0}
h1{font-size:clamp(2.1rem,4.4vw,3.3rem)}h2{font-size:clamp(1.7rem,3vw,2.4rem)}h3{font-size:clamp(1.35rem,2.2vw,1.6rem)}
p{margin:0 0 1.1em}p,li{max-width:66ch}
ul{padding-left:1.3em}li{margin:.45em 0}
.wrap{max-width:1200px;margin:0 auto;padding:0 5vw}.narrow{max-width:860px}
.sec{padding:clamp(52px,7vw,100px) 0}.cream{background:var(--cream)}.dark{background:var(--navy);color:#fff}.dark a:not(.btn){color:#fff}
.center{text-align:center}p.center,h2.center{margin-left:auto;margin-right:auto}nav#nav a.hcall{color:#fff;padding:12px 20px;margin-left:6px}.center p{margin-left:auto;margin-right:auto}
.site-header{background:#fff;border-bottom:1px solid #e6e1d6;position:sticky;top:0;z-index:50}
.hwrap{max-width:1300px;margin:0 auto;padding:10px 4vw;display:flex;align-items:center;gap:18px;position:relative}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--ink)}
.brand img{width:76px;height:76px}
.bname{display:block;font-weight:700;font-size:1.25rem;line-height:1.2}
.bsub{display:block;font-size:1rem;color:#5a4410;font-weight:700;line-height:1.3}
.cross{display:inline-block;vertical-align:-3px;margin-right:7px;color:var(--gold)}.fsub .cross{color:var(--gold2)}
.eyebrow .cross{vertical-align:-3px}
.faith{display:flex;gap:18px;align-items:flex-start;background:#fff;border:2px solid var(--line);border-radius:8px;padding:24px 26px;margin-top:28px}.faith .cross{width:24px;height:34px;flex:none;margin:4px 0 0}.faith p{margin:0}
.paid{display:inline-block;background:var(--navy);color:#fff;font-size:.95rem;font-weight:700;border-radius:20px;padding:3px 12px;margin-bottom:10px}.apply{display:inline-block;background:var(--gold2);color:#111;font-size:.95rem;font-weight:700;border-radius:20px;padding:3px 12px;margin-bottom:10px}
nav#nav{display:flex;gap:4px 16px;margin-left:auto;flex-wrap:nowrap;align-items:center}
nav#nav a{white-space:nowrap;color:#000;text-decoration:none;font-weight:700;font-size:1.05rem;min-height:48px;display:inline-flex;align-items:center;padding:8px 2px}
nav#nav a:hover,nav#nav a[aria-current]{text-decoration:underline}
.hcall{white-space:nowrap}
.menubtn{display:none;margin-left:auto;font:inherit;font-weight:700;font-size:1.1rem;min-height:52px;padding:10px 18px;border:2px solid #000;background:#fff;border-radius:6px}
.btn{display:inline-block;min-height:56px;padding:15px 28px;border-radius:8px;font-weight:700;font-size:1.15rem;text-decoration:none;text-align:center;line-height:1.3;border:2px solid var(--navy)}
.btn.primary{background:var(--navy);color:#fff}.btn.secondary{background:#fff;color:var(--navy)}
.dark .btn.primary{background:var(--gold2);border-color:var(--gold2);color:#111}.dark .btn.secondary{background:transparent;color:#fff;border-color:#fff}
.btn:hover{filter:brightness(1.12)}
.ctabtns{display:flex;gap:16px;flex-wrap:wrap;margin-top:24px}.center .ctabtns{justify-content:center}
.hero{background:linear-gradient(180deg,var(--cream),#fff);padding:clamp(48px,7vw,96px) 0}
.herorow{display:flex;gap:48px;align-items:center}.herotxt{flex:1.4}.heroimg{flex:1;display:flex;justify-content:center}
.heroimg img{width:min(340px,80%)}
.eyebrow{display:inline-block;background:#fff;border:2px solid var(--gold);color:#5a4410;font-weight:700;border-radius:30px;padding:6px 16px;font-size:1rem;margin-bottom:18px}
.lead{font-size:1.3rem;line-height:1.55}
.trust{padding:26px 0;border-bottom:1px solid #eee}
.trustrow{display:flex;gap:16px 28px;justify-content:center;flex-wrap:wrap}
.tbadge{display:flex;gap:8px;align-items:center;flex-wrap:wrap;justify-content:center;min-height:56px;padding:10px 22px;border:2px solid var(--line);border-radius:40px;color:var(--ink);text-decoration:none;font-size:1.1rem}
.tbadge:hover{border-color:var(--navy)}.stars{color:#9a6f12;letter-spacing:2px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:30px;margin-top:34px}
.card{background:#fff;border:2px solid var(--line);border-top:7px solid var(--gold);border-radius:8px;padding:30px 28px;display:flex;flex-direction:column}
.cream .card{background:#fff}
.card h3{margin-top:0}.card .ctabtns{margin-top:auto;padding-top:14px}
.card ul{margin:0 0 1em}
.two{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin-top:30px}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:28px;margin-top:34px}
.steps li{background:#fff;border:2px solid var(--line);border-radius:8px;padding:28px;margin:0;max-width:none}
.snum{display:inline-flex;width:48px;height:48px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:1.3rem;align-items:center;justify-content:center;margin-bottom:10px}
.note{background:var(--cream);border-left:7px solid var(--gold);padding:22px 26px;border-radius:6px;margin:28px 0}
.note p:last-child{margin-bottom:0}
.acc details{border-top:1px solid #bbb;padding:16px 0}.acc details:last-child{border-bottom:1px solid #bbb}
.acc summary{cursor:pointer;font-weight:700;font-size:1.2rem;min-height:48px;padding:6px 0}
.acc .ans{padding-top:8px}
.contactlist{list-style:none;padding:0}.contactlist li{margin:.8em 0;font-size:1.2rem}
.site-footer{background:var(--navy);color:#fff;padding:50px 0 40px}
.site-footer a{color:#fff}.frow{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:34px}
.site-footer p,.site-footer li{font-size:1.05rem}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li a{display:inline-block;padding:5px 0}
.fbrand{display:flex;gap:14px;align-items:center;margin-bottom:12px}.fbrand img{width:64px;height:64px}
.legal{border-top:1px solid rgba(255,255,255,.3);margin-top:30px;padding-top:20px;font-size:1rem}
.mbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid #ccc;box-shadow:0 -2px 8px rgba(0,0,0,.08)}
.mbar a{flex:1;display:flex;align-items:center;justify-content:center;min-height:62px;font-weight:700;font-size:1.2rem;text-decoration:none;color:var(--navy)}
.mbar a.mcall{background:var(--navy);color:#fff}
.mbar a{white-space:nowrap}.mbar a.mcall{flex:1.4}@media (max-width:400px){.mbar a{font-size:1.05rem}}
@media (max-width:1500px){nav#nav a.hcall{display:none}}.brand{flex:none}.bname,.bsub{white-space:nowrap}
@media (max-width:1200px){
 .menubtn{display:block}
 nav#nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 6vw 20px;border-bottom:1px solid #ddd}
 .navopen nav#nav{display:flex}
 nav#nav a{font-size:1.3rem;padding:14px 0;border-bottom:1px solid #e5e5e5}
 .mbar{display:flex}body{padding-bottom:64px}
}
@media (max-width:767px){
 body{font-size:20px}
 .herorow{flex-direction:column-reverse;gap:20px}.heroimg img{width:140px}
 .two,.frow{grid-template-columns:1fr}
 .btn{display:block;width:100%}
 .heroimg{display:none}.bname,.bsub{white-space:normal}.brand{gap:10px}.brand{flex:1 1 auto;min-width:0}.brand img{width:50px;height:50px}.bname{font-size:1.02rem}.bsub{font-size:.88rem}.menubtn{flex:none;padding:8px 14px}
 .brand img{width:58px;height:58px}.bname{font-size:1.1rem}.bsub{font-size:.95rem}
}